PolicyLayer – Non-custodial spending limits for AI agents

Hacker News

PolicyLayer enforces spending limits on AI agent wallets without custodying private keys. The problem: AI agents are moving into production with irreversible financial capabilities, but every agent is one bug or prompt injection away from draining a wallet. Traditional options are bad—shared seed phrases (compliance nightmare), custodial wallets (counterparty risk), manual approval (defeats automation), prompt-level limits (easily jailbroken). How it works: - Drop-in wrapper for existing wallet SDKs (Ethers, Viem, Coinbase CDP, Privy, Solana) - Two-gate enforcement: Gate 1 validates against policies, Gate 2 detects tampering via SHA-256 fingerprinting - Keys never leave your infrastructure—we only see transaction metadata - Fail-closed: if anything fails, transactions stop (not continue) - Policies configured in dashboard: daily caps, per-tx limits, recipient whitelists Also supports X402 (HTTP 402 payment protocol) for agents paying for APIs—per-endpoint limits, auto-discovery of new paid endpoints, duplicate payment prevention, and circuit breakers. SDK is open source. Feedback welcome — what would make this more useful for your agents?

Visit product View on Hacker NewsJan 29, 2026

Share card

Actual performance

1points

Did not reach leaderboard

Launch Intel predictions

Analyze your own launch →

Product HuntOn track for Day 1 leaderboard · Strong signals: agents, agent, new · Missing: mac, macos, cursor

86%86% predicted probability of success on Product Hunt, based on ML models trained on real launch data.

best fitHighest predicted score across all platforms for this description.

Indie HackersFits the IH revenue-focused audience · Strong signals: supports · Missing: reddit linkedin, podcasting, created

62%62% predicted probability of success on Indie Hackers, based on ML models trained on real launch data.

TrustMRRLess likely to generate early MRR · Strong signals: way · Missing: mobile apps, ios, personal

41%41% predicted probability of success on TrustMRR, based on ML models trained on real launch data.

Acquire.comPre-revenue stage for this audience · Missing: arr, mrr, revenue

26%26% predicted probability of success on Acquire.com, based on ML models trained on real launch data.

Hacker NewsMay not resonate with HN audience · Strong signals: exist, open source, existing · Missing: https docs, excited, just released

25%25% predicted probability of success on Hacker News, based on ML models trained on real launch data.

nativeThis product was originally launched on this platform.

AppSumoMay struggle as an AppSumo deal · Missing: plus, platform, intuitive

18%18% predicted probability of success on AppSumo, based on ML models trained on real launch data.

BetaListMay not resonate with beta-testers · Strong signals: paid · Missing: web3, chat, crypto

2%2% predicted probability of success on BetaList, based on ML models trained on real launch data.

Correct prediction on native model

Similar products

AIrocards32%Launch Intel prediction score: how likely this product is to succeed on its source platform, based on its name, tagline, and description.

Virtual cards for AI agents with spending limits

Indie Hackerscommitment-full-time

Stratum31%Launch Intel prediction score: how likely this product is to succeed on its source platform, based on its name, tagline, and description.

Non-custodial Bitfinex Lending Bot

Indie Hackers

Paylora71%Launch Intel prediction score: how likely this product is to succeed on its source platform, based on its name, tagline, and description.

Non-Custodial Crypto Payments

Indie Hackers1cryptocurrency

I made a non-custodial crypto DCA protocol40%Launch Intel prediction score: how likely this product is to succeed on its source platform, based on its name, tagline, and description.

I made a non-custodial crypto DCA protocol

Hacker News2

Agent Spending Controls – Enforce spending limits without custody20%Launch Intel prediction score: how likely this product is to succeed on its source platform, based on its name, tagline, and description.

Agent Spending Controls – Enforce spending limits without custody

Hacker News2

MerkleX, a non-custodial cryptocurrency exchange40%Launch Intel prediction score: how likely this product is to succeed on its source platform, based on its name, tagline, and description.

MerkleX, a non-custodial cryptocurrency exchange

Hacker News5

CryptoWarden – Protect your non-custodial wallets60%Launch Intel prediction score: how likely this product is to succeed on its source platform, based on its name, tagline, and description.

CryptoWarden – Protect your non-custodial wallets

Hacker News3

Astherus40%Launch Intel prediction score: how likely this product is to succeed on its source platform, based on its name, tagline, and description.

Trade perps on a secure, non‑custodial DEX

Product Hunt+11

CRYPT.PE40%Launch Intel prediction score: how likely this product is to succeed on its source platform, based on its name, tagline, and description.

Non-custodial crypto payments with 0% platform fees

Indie Hackers

OpenSigner51%Launch Intel prediction score: how likely this product is to succeed on its source platform, based on its name, tagline, and description.

Open-source non-custodial wallet solution

Product Hunt+100Open Source

Browse all products Analyze your launch